Travel
Counsellors – Republic of Ireland
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LEVELS OF COVER |
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Section |
Standard cover - € limits |
Excess - € |
Premier cover - € limits |
Excess - € |
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Cancellation |
€ 2,250 |
€ 150 |
€ 7,500.00 |
€75 / Loss of Deposit €30 |
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or Curtailment |
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Medical Expenses |
€ 2,000,000 |
€ 150 |
€ 5,000,000 |
€ 75 |
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Hospital Benefit |
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€40 per day up to €1,600 |
N/A |
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Unused Excursions |
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€ 150 |
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Personal Effects and Baggage |
€ 1,200 |
€ 120 |
€ 2,000 |
€ 75 |
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Single Item Limit |
€ 150 |
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€ 300 |
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Valuables Limit in total |
€ 200 |
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€ 300 |
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Travel Documents |
€ 225 |
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€ 300 |
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Delayed Baggage |
€75 per day up to €225 |
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€75 per day up to €225 |
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Personal Money |
€ 150 |
€ 120 |
€ 400 |
€ 75 |
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Cash Limit |
€ 150 |
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€ 300 |
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Cash (aged under18) |
€ 75 |
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€ 75 |
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Travel Delay |
€15 for first 12 hours |
N/A |
€30 for first 12 hour period |
N/A |
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€15 for each additional 12 hour period up to €450 |
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€30 for each additional 12 hour period up to €450 |
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Holiday Abandonment |
€ 2,250 |
€ 120 |
€ 7,500 |
€ 75 |
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Hijack |
N/A |
N/A |
€75 per day up to €750 |
N/A |
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Missed Departure |
€ 750 |
€ 120 |
€ 1,500 |
€ 75 |
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Personal Accident |
Max Benefit €10,000 |
N/A |
Max Benefit €30,000 |
N/A |
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Loss of limbs or sight (aged under 65) |
€ 15,000 |
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€ 37,500 |
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Permanent |
€ 15,000 |
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€ 37,500 |
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Total Disablement |
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Death benefit (aged 18 – 65) |
€ 15,000 |
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€ 15,000 |
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Death benefit (aged under 18) |
€ 3,750 |
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€ 3,750 |
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All benefits (aged 66 and over) |
€ 3,750 |
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€ 3,750 |
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Personal Liability |
€ 1,500,000 |
N/A |
€ 3,000,000 |
N/A |
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Disaster (Catastrophe Cover) |
N/A |
N/A |
€ 1,500 |
€ 75 |
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Withdrawal |
N/A |
N/A |
€ 750 |
€ 75 |
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of Services |
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Mugging Benefit |
N/A |
N/A |
€60 per day up to €600 |
N/A |
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Legal Expenses |
€ 22,500 |
N/A |
€ 37,500 |
N/A |
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Pet Care |
N/A |
N/A |
€30 per day up to €150 |
N/A |
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ADDITIONAL COVERS |
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Winter Sports Cover ( When additional premium is paid or Annual Multi Trip
purchased) |
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Section |
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Ski Equipment |
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Owned |
€ 375 |
€ 120 |
€ 750 |
€ 75 |
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Hired |
€ 200 |
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€ 375 |
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Ski Hire |
€15 per day up to €150 |
N/A |
€30 per day up to €300 |
€ 75 |
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Ski Pack |
€60 per day up to €240 |
N/A |
€120 per day up to €480 |
N/A |
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Piste Closure |
€15 per day up to €150 |
N/A |
€30 per day up to €300 |
N/A |
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Avalanche |
€ 225 |
N/A |
€ 450 |
N/A |
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Golf Cover – Available to Premier or
Standard Policyholders |
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( When additional premium is paid or
Annual Multi Trip purchased) |
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Golf Equipment |
€ 1,250 |
€ 120 |
€ 2,250 |
€ 75 |
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Single item, pair or set Limit |
€ 400 |
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€ 750 |
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Golf Equipment Hire |
€20 per day up to €120 |
Nil |
€40 per day up to €240 |
Nil |
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Green Fees |
€120 per day up to €480 |
Nil |
€120 per day up to €480 |
Nil |
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Timeshare Extension (When additional premium is paid or Annual Multi Trip purchased) |
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Standard Cover |
Premier Cover |
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As per Section 1: Cancellation / Curtailment
Cover plus |
€ 1,125 |
€ 2,250 |
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reimbursement of Management and Exchange Fees,
plus up to 5% of original purchase price
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Business Cover – Available to Premier
or Standard Policyholders |
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( When additional premium is paid or
Annual Multi Trip purchased) |
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Business Equipment |
€ 750 |
€ 120 |
€ 1,500 |
€ 75 |
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-single
article limit |
€ 375 |
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€ 750 |
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Replacement Employee |
€ 1,125 |
Nil |
€ 2,250 |
Nil |
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Business Equipment Hire |
€225 per day up to €1,125 |
Nil |
€225 per day up to €1,125 |
Nil |
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Business Money |
€ 225 |
€ 120 |
€ 450 |
€ 75 |
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INSURANCE INDEMNITY FORM
The booking conditions of
most tour operators require you to obtain adequate
holiday insurance. Such
insurance should ensure that you are fully covered
against unexpected
cancellation charges, medical expenses arising abroad,
loss of luggage or money and
personal liability claims.
It is strongly recommended
that you accept either the insurance offered by
your travel agent or the
insurance arrangements described in the tour
operator's brochure. However,
you are entirely free to make your own
arrangements provided that
your policy offers a comparable cover to that
offered by the tour operator.
If you decide to make your own arrangements,
please sign the indemnity
statement below. The signing of this form in no way
affects the legal obligations
of the providers of your holiday / travel
arrangements (such as a tour
operator, airline or hotel). Some of these
obligations may be sent out
in your holiday / travel contract.
_______________________________________________________
I have declined to take out
the holiday insurance cover offered by the tour
operator and have also
declined to take comparable insurance cover offered by
the travel agent through whom
the arrangements have been made. I hereby
undertake on behalf of myself
and all members of my party:
(i) To arrange holiday
insurance which provided comparable cover to
that offered in the tour
operator's brochure.
(ii) Not to hold the tour
operator or travel agent responsible for any
cost incurred by my party due
to my failure to take out adequate
insurance.
(iii) To indemnify the tour
operator and travel agent for any cost
incurred by them due to my
failure to take out adequate insurance
cover.
I understand that nothing in
this agreement shall limit or exclude my
statutory rights.
Signed:______________________________
Date:_____________________
Name :
Address :
Tour Operator : Island
Cruises
Date of Travel: 11th
April 2008
