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The Giro
Some people approach the giro the same way they would approach a charging
rhinoceros, but, for the giro at least, there is nothing to be afraid
of. Just fill out all the boxes, get the bank to stamp all three parts
and hang onto the bit that says FOR REFERENCE ONLY. You'll need your
transaction number later if you are making your application electronically.
If you are using the Net, don't be told by well meaning but fairly
thick bank staff that you have to pay £18; hold them at gunpoint if
necessary until they agree to let you fill in only £15 (hang on scratch
that last bit). If, like me, you arrive home and realise you've forgotten
something, just phone the bank and they'll help you out.
